Want to see how I got these results?
Over the past couple of years I have been tinkering around with the stock market. I tried picking stocks, then only bluechip stock (Your Nike, Verizon, etc) but once I stopped picking stocks I tripled my return and now the returns keep coming!
At this point I mostly just ride with Vanguard Index Funds since they are low expense, easy to use, and provide me with just what I need. In 2019, I maxed out my Roth IRA account in early January and put all my money to work on January 9th, 2019 with 85% of that new money going toward the Vanguard Total Stock Market Index Fund (VTSAX) at the price of $64.35 per share. VTSAX closed on December 31st, 2019 at $79.69. I got a 23% return on that investment! That is a return of $15.34 per share in just that one year.
Although I should be happy about that, and am, it could have been better as VTSAX opened on January 2nd, 2019 at $62.15 for a total 2019 return of 28.22%.
On January 9th, 2019 I used the remaining 15% to purchase Vanguard S&P 500 ETF (VOO) at a price of $236.61 per share. VOO closed on December 31st, 2019 at $295.84. I got a 25% return on that investment! That is a return of $59.23 per share in just that one year.
Again, I'm happy with this but it could have been better as VOO opened on January 2nd, 2019 at $226.18 for a total 2019 return of 30.80%.
Want to see all these numbers in an easy to understand chart? You got it!
My Current Holdings Allocation
I have listed above what I did when I made my last deposit but wanted to show where I am at as a whole after I stopped picking stocks.
VTSAX - 62.28%
VOO - 37.03%
Money Market - 0.69%
There is only something in my money market account because I received a dividend and hadn't bought back in yet.
Clearly I am all in on index funds. For me this feels the best right now because I'm still young in my investing career and want the biggest return I can get. I'll be trying to slowly max out my Roth IRA again over the course of 2020 and will probably continue to have a similarly mix between VOO and VTSAX.
HELLO AND WELCOME!
I'm Jake, a dude interested in personal finance and travel creating the life I choose.
In 5 years I went from living in a basement with Craigslist roommates to paying off 90k of debt, backpacking 3 continents, getting a house for myself and 5 rental units.
Read my story in the about me section.
All photos on the blog are from my travels
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