My Free Trip To Europe This Summer

It is never too early to begin your summer vacation and I recently booked mine - 3 weeks in Europe!

If you book a flight this far out you can usually get it at the discounted price of about $1,200.  I'm sure you guessed from the title that is not what I paid. Yep, the grand total for my round trip flight to London cost me $0! Nothing! Free!

See! I told you it was free..

I have an article that goes more in-depth about ways to accumulate travel reward miles and you can read that here. For this trip I have slowly accrued Chase Reward Points by getting the 80,000 sign up bonus points from the Chase Ink Business Card and 50,000 points from the personal Chase Sapphire card.

This created a nice little war chest of miles that I used on this trip. I still have a decent amount left that I should be able to use to pay for, or come close to, my next international trip!

If you have concerns about credit card hacking let’s answer some concerns you may have?

1. The first thing I will say on this is if you are NOT able to pay your card off at the end of the month, DO NOT GET A CREDIT CARD! The rewards aren’t worth it. You need to be getting out of credit card debt and avoiding it at all costs, not getting deeper into it!
2. Won’t churning cards affect my credit score? It may ding you a couple points but your credit score fluctuates anyways in the course of the month and it won’t hurt you in the long run.. 
3. I don’t have a business so how can I get a business credit card. You’re card could be for anything you have, real estate, selling on Etsy, dog walking, art selling, song singing, really whatever. You should also be able to get an EIN number off the tax website If needed.